
Account Types
There are a variety of accounts you can set up to hold your assets, from government registered plans like RRSPs to a wide variety of private investment accounts. Knowing how to hold your investments is a critical decision to maximize your wealth and returns.

Non-Registered Accounts
In addition to tax advantaged registered options, there are a number of other accounts that might be relevant to your situation.


Registered Retirement Savings Program (RRSP)
The best retirement savings vehicle for Canadians.


Registered Retirement Income Fund (RRIF)
At retirement all registered investment accounts become retirement income funds so that the investor can withdraw funds to fund retirement.

Other Registered Investment Accounts
If you need to transfer assets from a provincial or federal retirement plan, special registered investment accounts must be used.

Special Accounts
In addition to individual accounts, other entities can make investments. Other less common account types are also described here.
